Your Real Estate Mortgage Success

begins with Expert Advice

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Multi-Family Real Estate
Multi-Family
Office Real Estate
office
Industrial Real Estate
Industrial
Retail Real Estate
Retail
Hospitality Real Estate
Hospitality
Special Use Real Estate
Special Use

Our Mission Statement

Our mission is to be the commercial financing partner that you trust to serve your dreams, goals and aspirations. Through our dedicated mortgage professionals our commitment is to provide the best mortgage financing options available in the market place. Our unwavering commitment to integrity, honesty and ethics is the cornerstone of all of our relationships.

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Recently Funded Transactions

Retail – Liquor store/Gas station • Concord, CA

Loan: $1,050,000 – Refinance

5 year fixed rate loan

Apartment • Daly City, CA

Loan: $2,400,000 – Cash out Refinance

7 year fixed

Retail Building • San Francisco, CA

Loan: $660,000 – Cash out Refinance

5 year fixed

Retail – Fast Food • Orangevale, CA

Loan: $900,000 – Cash out Refinance

10 year fixed rate loan

Apartment • Wasco, CA

Loan: $1,300,000 – Cash out Refinance

10 year fixed

Hospitality • Mojave, CA

Loan: $2,000,000

SBA Refinance & construction loan

Apartment • San Francisco, CA

Loan: $1,000,000 – Cash out Refinance

10 year fixed rate loan

Retail – Automotive Repair • Richmond, CA

Loan: $1,200,000 – New Purchase

SBA Loan

Industrial • San Francisco, CA

Loan: $1,260,000 – New Purchase

3 years Interest only

Apartment • Modesto, CA

Loan: $860,000 – New Purchase

5 year fixed

Serving Clients Since 1998

Since 1998, Montgomery Wilshire Capital (MWC) has been engaged in the commercial mortgage brokerage business providing commercial financing solutions for all types of property types. Since its inception, MWC has originated over $800 Million in commercial financing. We excel in creative real estate financing solutions and can provide an initial pre-approval followed with a Letter of Interest (LOI)within 2 to 3 business days upon a complete loan package. MWC is a member of the Mortgage Bankers Association of America, the Greater Boston Real Estate Finance Association and the California Mortgage Bankers Association.

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Our Advantage

What are the benefits of using mortgage Broker? Unlike any financial institution, which is limited to offering you mortgages from its product line only, a Montgomery Wilshire Capital mortgage originator can offer you multiple loan options from multiple lenders, many of which you would likely not to have known about. With so many confusing commercial mortgage options, it’s no wonder many borrowers choose to work with a mortgage broker who has the ability to shop your specific loan request to many lenders locally and nationwide.

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The Value of a Commercial
Mortgage Broker

Mortgage Broker

Direct Lender

Professionalism

Familiar with many lenders programs and their nuances. Licensed by the California Dept. of Real Estate and are knowledgeable in Real Estate matters.

Familiar with limited number of bank programs. Bank representative is not required to be licensed.

Professionalism

Mortgage Banker

Familiar with many lenders programs and their nuances. Licensed by the California Dept. of Real Estate and are knowledgeable in Real Estate matters.

Direct Lender

Familiar with limited number of bank programs. Bank representative is not required to be licensed.

Mortgage Broker

Direct Lender

Customization

Represents borrower by packaging loan submission to highlight strengths and minimize weaknesses.

Represents only the lender and their interests.

Customization

Mortgage Broker

Represents borrower by packaging loan submission to highlight strengths and minimize weaknesses.

Direct Lender

Represents only the lender and their interests.

Mortgage Broker

Direct Lender

Representation

Offers a wide range of programs with most Competitive Rates.

Offers limited loan programs.

Representation

Mortgage Broker

Offers a wide range of programs with most Competitive Rates.

Direct Lender

Offers limited loan programs.

Mortgage Broker

Direct Lender

Flexibility

Should a loan be denied we can quickly move a loan from one lender to another.

If loan is denied, the whole process must start over.

Flexibility

Mortgage Broker

Should a loan be denied we can quickly move a loan from one lender to another.

Direct Lender

If loan is denied, the whole process must start over.

Mortgage Broker

Direct Lender

Performance

Generally paid on commission and therefore motivated to close loans.

Generally paid salary and lower commission.

Performance

Mortgage Broker

Generally paid on commission and therefore motivated to close loans.

Direct Lender

Generally paid salary and lower commission.

Mortgage Broker

Direct Lender

Costs

Can offer numerous rate and fee combinations.

Offer limited rate flexibility and fee combinations

Costs

Mortgage Broker

Can offer numerous rate and fee combinations.

Direct Lender

Offer limited rate flexibility and fee combinations

Testimonials

This is our third loan with Alex. He’s been terrific!

Michael & Kathleen Young

Alex did a great job in getting us a loan to refinance our commercial property.

Joseph Ellering

Dairy Queen, Orangevale, Ca

This is my fifth loan with Alex. Highly recommend.

Jesse Sidhu

RJS International, Inc.

Alex took on a difficult loan assignment and made it happen.

Javier Magallanes

J & E Auto Repairs, Inc.

This is my second loan with Alex. He has made loan magic for us.

Helen Hextrum

I was referred to Alex by my uncle. This is my fourth loan with Alex. I highly recommend.

Ashish Patel

Aavas Hospitality, Inc.

Alex did a great job in putting our loan together and meeting the close of escrow dead line.

Edward Maiello

Citivison commercial Real Estate

When it came to a ground up construction loan for my Industrial building, I knew who to call. Alex did a great job.

Glenn Manucci

JRW Contemporary, Inc.

Alex is a knowledgeable professional and wouldn’t hesitate to use him again.

Kamlesh Patel

This was my first apartment building purchase. Alex diligently worked with me all the way thru the process.

Patricia Spivey